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You Deserve a Fresh Start! We have helped hundreds of people just like you eliminate or greatly reduce their debt.

Chapter 7 Bankruptcy Lawyer in Las Vegas

Eliminate Burdensome Debt! Call (702) 551-3256 for a Free Consultation.

Being in debt is one of the most difficult situations to live with, especially if you are starting to face creditor harassment due to the amount of money you owe. Whether you are in debt to credit card companies, hospitals, or the IRS, A Fresh Start Law can help. Our Chapter 7 lawyer can help you to determine if you are eligible for filing Chapter 7 and whether or not it is the right solution to your debt.

At A Fresh Start Law, we understand that you have many bankruptcy firms to choose from. With the right Las Vegas Chapter 7 bankruptcy attorney by your side, your case is likely to go by much faster and easier. Backed by more than 35 years of experience, we can help you with all your legal needs today.

Regardless of the situation that you are in, our Las Vegas Chapter 7 bankruptcy attorney is here to help. Call (702) 551-3256 to schedule a free consultation.

Is Chapter 7 Bankruptcy Right for Me?

Chapter 7 is known as the liquidation chapter. While bankruptcy is a viable solution for many people, it is not for everyone. There are many factors to consider if you are considering filing for bankruptcy, as well as a means test that you will need to take. A means test helps to determine whether you are eligible based on your assets and income.

If you are more than $20,000 in debt, this may be the solution that fits your needs, while clients with less than $20,000 in debt should consider debt settlement instead.

Chapter 7 bankruptcy might be right for you if the following statements are true:

  • You have significant medical bills you cannot repay
  • You have credit card debt which is unmanageable
  • You don't have much equity in your home
  • You don't have significant valuable assets to lose
  • You are unable to pay back personal loans
  • You are currently unable to drive due to motor vehicle surcharges

Do I Qualify for Chapter 7?

Any person who owns property can file for Chapter 7 bankruptcy, however, in order for your debt to be discharged, you must meet several requirements:

  • You must pass the “means” test.
  • You have not already filed a previous bankruptcy within a certain period.
  • The bankruptcy court must not believe you are cheating creditors.
  • You must be a natural person.

What is the Means Test?

The means test determines whether or not you have enough disposable income to repay some of your debts over a five-year period. This means the monthly paycheck you receive should be enough to pay a portion of your debts after subtracting specific expenses.

Chapter 7 -- Who Can't File?

You cannot file for Chapter 7 bankruptcy if you already obtained a debt discharge within the last eight years or a Chapter 13 case within the last six years. You also cannot file if a previous Chapter 7 case of yours was dismissed within the last 180 days for these reasons:

  • You violated a court order.
  • The bankruptcy court decided that your case was filed fraudulently.
  • You requested a dismissal

Choose the Right Las Vegas Lawyer for Your Chapter 7 Bankruptcy

If you want to learn more about the bankruptcy process or simply want to confirm that Chapter 7 is right for you, turn to the attorney at A Fresh Start Law. Attorney Dorothy Bunce has over three decades of experience and is ready to answer any questions you might have. Do not hesitate to reach out today!

To set up a free case consultation on your Chapter 7 case, call A Fresh Start law at (702) 551-3256 or contact us online. Your initial consultation is free!

Reviews & Endorsements

Learn why we are the right choice from past clients and fellow attorneys.
  • “I will take the good job Dorothy does over any other attorney’s work any day.”

    Rafel

  • “I wholeheartedly endorse attorney Dorothy Bunce. She consistently provides some of the most spot-on and technically accurate answers to various bankruptcy questions.”

    Ted Z.

  • “She is extremely helpful and friendly, I wouldn't consider anyone else but her!”

    V Huy

  • “There were no issues at the hearing and I am happy to recommend her to anyone.”

    Anonymous

  • “Dorothy is an expert in bankruptcy.”

    Richard

  • “The process was amazing I did not stress, Dorothy allowed the process to be easy and less stressful.”

    Anna

  • “Dorothy Bunce is excellent at what she does, everything went seamlessly and she made us feel very comfortable.”

    Anonymous

  • “She knows what she's doing and will walk you through every step of the way and help you through the process.”

    Casey

  • “I would highly recommend her and all her wonderful years of experience shines through.”

    Jennifer

  • “She is a knowledgeable and skilled bankruptcy attorney and she is also very personable and pleasant to deal with.”

    Duane

  • “Dorothy is a God Send! Needless to say, filing bankruptcy was a very difficult time in my life.”

    Mona

  • “If you are looking for a smooth and comforting resolution to your financial problems, don't hesitate to contact Dorothy first.”

    Dennis

  • “She is very down to earth and I believe genuinely concerned for her clients.”

    Anonymous

  • “I know I am not her only client but she made me feel as though I was.”

    Heather

  • “She is a great person and very knowledgeable lawyer.”

    Anonymous

Why Choose A Fresh Start Law?

  • Over 35 years of experience helping people and families start fresh!

  • We provide free consultations to help you determine the right course.

  • We create a plan designed specifically for your unique financial situation.

  • We walk you through the process and ensure you leave feeling set up for success!

Turn Over a New Leaf Financially Get Started with Help from A Fresh Start Law

Put an end to sleepless nights, family unrest, and overwhelming debt problems.
A Fresh Start Law is here to help you get out of this difficult time in your life.

Get Started Today